The question that comes up this time of year is whether you should be using payday loan cash advances to pick up gifts for Valentine’s Day. While this situation is a really personal decision, here are a few things to consider. 8 Reasons to Take a Cash Advance for Valentine’s Day Top Women’s Gifts for… [Click to read]
Bills don't wait until you have cash in your bank account. Neither do creditors. If you need between $100 and $1,500 to pay for unexpected expenses, SSI Cash Advance can help you to fill in the gaps.
A short application is all that stands between you and the money you need. Get instant approval without any credit checks or faxing. If you have a steady income or a stable job, one of our financial partners will contact you with reasonable terms and quick payouts.
- Do you bring in at least $800 per month?
- Are you at least 18 years old living in the United States?
- Do you have an active checking account or savings account at your bank?
- Would a few hundred dollars reduce your stress and let you breathe for a couple weeks?
If you answered yes, you may benefit from a low-fee payday loan. These contracts are short-term personal loans that give you access to fast cash when you need it the most. You can take out an overnight or next-day cash loan and have funds at your bank by tomorrow. Otherwise, you can wait two or three days and then withdraw whatever money you need from any ATM.
Deferred loans can be a lifesaver for men and women who need money before their next paycheck comes in. If you are disabled, blind, elderly, or otherwise on a fixed income, you may still qualify for a temporary loan against a post-dated check.
Approval is easy.
Take out a cash advance with only a few bits of information. Because we deal with online advance loans, the process is streamlined and takes minutes. Once your application is approved, you will review offers from several competing lenders. Choose the deal that makes the most sense for your financial needs. Submit your electronic signature -- no faxing in most cases -- and the direct deposit will be sent to your bank's routing number.
These loans are unsecured, which means you do not need to own a home or put up collateral in order to apply. You don't need stellar credit either -- many loan specialists work with people who have bad credit or no credit. They mainly care that you can repay the debt.
Get cash in an emergency.
Whether you received a bill you weren't expecting, you're up against an emergency, or you just ran out of money before payday, you have options for temporary financial help. Happy customers have thanked our partners for lending a hand without the usual hassles. Some of the most common reasons to use SSI Cash Advance include:
- Car and truck repairs
- Flat tires
- Car registration, car tags
- Doctor bills: copays, deductibles, prescriptions, hospitals
- Utility bills: gas, electric, water, cable
- Insurance payments: car insurance, home insurance
- Tax bills
- New appliances
- Tuition and fees
- Trip expenses
- Rent due
- General living expenses
Wherever you have a shortage of cash, you can get extra funds to bridge the gap.
Cash advances are not a long-term solution.
When advance loans are used responsibly, they help individuals avoid late fees, credit report dings, bounced checks, disconnections, and evictions. They take away potential embarrassment because they are private and secure. At the same time, they can be more expensive than alternatives, such as credit card charges, secured bank loans, or charitable assistance.
Remember, deferred deposit loans are meant for occasional use when your budget doesn't work out as it should. If you are living off payday loans, you need to adjust your spending patterns. You risk serious financial trouble if you continue to rollover cash loans month after month.
If you understand your obligations and you need quick cash, start your application now.