3 Reasons to Get a Credit Check with Your Payday Loan

If you need fast cash and you have bad credit, you may be tempted to find a payday loan company that advertises money without credit checks. They’re going to approve you 100 percent because they don’t look at your credit score, right? Wrong. Many of the companies that advertise “get money without a credit check”… [Click to read]


Bills don't wait until you have cash in your bank account. Neither do creditors. If you need between $100 and $1,500 to pay for unexpected expenses, SSI Cash Advance's loan network can help you to fill in the gaps.

A short application is all that stands between you and the money you need. Get lender approval in as little as 5 minutes without lengthy applications or faxing. If you have a steady income or a stable job, one of our financial partners will contact you with borrower terms and quick payouts.

  • Do you bring in at least $800 per month?
  • Are you at least 18 years old living in the United States?
  • Do you have an active checking account or savings account at your bank?
  • Would a few hundred dollars reduce your stress and let you breathe for a couple weeks?

If you answered yes, you may benefit from a low-fee payday loan. These contracts are short-term personal loans that give you access to fast cash when you need it the most. You can take out an overnight or next-day cash loan and have funds at your bank as soon as tomorrow. Otherwise, you can wait two or three days and then withdraw whatever money you need from any ATM.

Deferred loans can be a lifesaver for men and women who need money before their next paycheck comes in. If you are disabled, blind, elderly, or otherwise on a fixed income, you may still qualify for a temporary loan against a post-dated check.

Approval is easy.

Take out a cash advance with only a few bits of information. Because we deal with online advance loans, the process is streamlined and takes minutes. Once lenders approve your application, you can review offers. Choose the deal that makes the most sense for your financial needs. Submit your electronic signature -- no faxing in most cases -- and the direct deposit will be sent to your bank's routing number.

These loans are unsecured, which means you do not need to own a home or put up collateral in order to apply. You don't need stellar credit either -- many loan specialists work with people of all credit types. They mainly care that you can repay the debt.

Get cash in an emergency.

Whether you received a bill you weren't expecting, you're up against an emergency, or you just ran out of money before payday, you have options for temporary financial help. Happy customers have thanked our partners for lending a hand without the usual hassles. Some of the most common reasons to use SSI Cash Advance include:

  • Car and truck repairs
  • Flat tires
  • Car registration, car tags
  • Doctor bills: copays, deductibles, prescriptions, hospitals
  • Utility bills: gas, electric, water, cable
  • Insurance payments: car insurance, home insurance
  • Tax bills
  • New appliances
  • Tuition and fees
  • Trip expenses
  • Rent due
  • General living expenses

Wherever you have a shortage of cash, you can get extra funds to bridge the gap.

Cash advances are not a long-term solution.

When advance loans are used responsibly, they help individuals avoid late fees, credit report dings, bounced checks, disconnections, and evictions. They take away potential embarrassment because they are private and secure. At the same time, they can be more expensive than alternatives, such as credit card charges, secured bank loans, or charitable assistance.

Remember, deferred deposit loans are meant for occasional use when your budget doesn't work out as it should. If you are living off payday loans, you need to adjust your spending patterns. You risk serious financial trouble if you continue to rollover cash loans month after month.

If you understand your obligations and you need quick cash, get started and submit your information now.

Not affiliated with the United States government or its agencies.

SSI is a cash loan matching service. We do not take applications, make credit decisions or grant personal loans. Instead, we connect you with companies who fund your loan request. We are not an agent, broker or representative of any lender. Our representatives cannot guarantee approval or contract details. Some products may be restricted in your area due to state laws.

The opinions expressed on this site may be influenced by relationships with select partners. We may earn commissions when you follow certain links, participate in offers, or purchase financial products.

Always act responsibly when dealing with finances, debts, lines of credit, and cash advances. Payday loans are intended for short-term use only. You are encouraged to look at other options if you need long-term financial relief. SSI Cash Advance does not provide investment or legal advice to visitors and is not responsible for visitor actions.